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Financial News, Tips & More!

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New More Onerous IRS Living Standards

In October, 2007, the IRS revised its allowable expense standards to make them onerous.  These standards where then revised again in February of 2010, which made adjustments annually in February for cost of living and inflation.   Instead of establishing national standards...

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Protecting Independent Contractors

The IRS and state taxing agencies want everyone on W-2s to allow Big Brother can better control it citizenry.  Independent contractors (ICs) have a measurable benefit to business owners include workforce flexibility, limits of liability, reduced federal and state taxes, and...

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What is a Split Refund?

Many people look forward to their tax refunds for a number of reasons. Maybe they have some bills to take care of. Perhaps they’re looking to boost their retirement plan with a bit of extra money. In many cases, they’re looking to do both. Traditionally speaking, the taxpayer...

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Large Dollar SFRs and OICs

SFRs are substitute for returns prepared by the IRS. The issue has not been litigated in the ninth circuit, but IRS is successfully challenging the discharge in California and Nevada. TPs, taxpayers, only options are CNC - currently not collectable, IA – installment agreement...

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4 Tax Breaks You Might Not Know

It is estimated that over two million Americans overpay on their taxes every year simply because they do not know some of the tax deductions they are eligible for.  There are over two hundred possible deduction clauses in the United States Tax code, but with all the other...

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Brief History of Independence Day

When we think about Independence Day, our minds recall the blackness of night broken up with bursts of red, white, and blue. We celebrate our independence with music, parties, and fireworks, dreaming about what it must have been like for Sir Francis Scott Key to watch bombs...

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States Without Income Tax

Every year, people who live in the great state of New York fork over an average of around $2,000 dollars per person in income tax to their local state government.  This is because residents of the state of New York live in the state with the highest income tax rate in the...

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3 Tips to Help You Get Out of Debt

Getting in and out of debt works much like falling down or climbing up a mountain. Tumbling down is fast and easy. All you have to do is lean forward, and then gravity takes care of the rest. You can be down in it in half an hour or less. You don’t need a trail to make it down...

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Tax Benefits for Students

If you are a student, you know how costly an education can be. Not only are tuition costs high, but you must also pay for textbooks, housing, and other necessities. For students who are making little to no money while they study, money can be very tight. For this reason, many...

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The Marketplace Fairness Act

The Marketplace Fairness Act is a bill that the United States Congress is currently considering. The bill states that companies with an online presence would need to collect State’s sales tax on the products they sell online. This bill does not impose any new taxes; rather the...

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